Loan Management, Made Easy
Every loan you give or take with friends, family, and colleagues, in one book that does the maths.
Record what was lent and what was borrowed, with interest or without, and add a note when the numbers don’t tell the whole story. Byaj Book works out the interest and what is still to return.
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From first entry to final report
Four screens, in the order you will use them.
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Set it up in your language
Pick the language you already keep accounts in, and set the dashboard up the way you like it.
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Add the loan
Name the person, the amount, and whether it carries interest. Add a note if the deal needs one.
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Remind on time
When a payment falls due, send a reminder on WhatsApp, SMS, or any messaging app in one click. No visit, no awkward call.
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Share the record
Download a PDF for every account, one loan, or one person. The record is ready the moment someone asks.
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Everything the bahi couldn’t do
Eight things paper never managed, from the counter to the desk.
Available on Desktop
The same loans on your phone and your laptop.
Calculations simplified
Simple and compound interest, worked out for you. No sums by hand.
Automated Reminders
Nudge a borrower on WhatsApp, SMS, or any messaging app in one click.
Easy-to-use interface
A clean screen made for interest-based loan accounts, not for accountants.
Offline Mode
Everything you have entered stays visible when the signal drops.
Generate Reports
PDF reports for all accounts, one loan, or one person.
Multiple languages
Run the dashboard in the language that suits you.
Security lock
Lock the app. Every loan in it stays yours to see.
Lending to people you know
Peer to peer means the other name in the book is someone you already trust. Byaj Book keeps it clear for both of you.
Friends
The loan that lived in a chat now has a balance and a due date.
Family
What is lent at home stays on record, so no one has to remember it.
Colleagues
The amount, the note, and what is still owed, in one account.
Inside every account
Interest, or none
Simple, compound, or interest-free. The amount to return is always worked out.
A note on the deal
Write down what was agreed when the numbers alone do not say it.
Phone, desk, or offline
The same loans on mobile and laptop, still visible when the signal drops.